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Next Gen Digital Lending Platform

Powering Smarter Digital Lending for Financial Institutions

From onboarding to disbursement — run your lending operations effortlessly on mobile and web.

Artha Sahay web view
Artha Sahay mobile view

Features

Policy RulesRisk Scoring

Credit Decision Engine

Configure loan products with embedded credit policies and eligibility rules. Automatically evaluate applicants in real time and classify them by risk.

Lead
KYC
Analysis
Score

Approval Engine

APPROVEDLOW RISK
complete audittracking

End-to-End Audit Trail

Streamline your entire credit lifecycle from initial intake to final disbursement with our intelligent automation engine

NEWREVIEWSANCTIONDISBURSE

Workflow Progress

Finalizing Documentation

85%

GCO

Generative Credit Options

Policy-driven, automated underwriting

in-office (web portal)on-the-go (mobile app)

Risk Analysis Report

Age Eligibility PASSED

John’s age is between 18 and 70 Years

Credit Bureau Score PASSED

LOW RISK: Score between 800 - 900

Loan Amount Request FAILED

Requested amount exceeds the maximum allowable limit.

Bureau InsightsMonitoring

Credit Analytics

Faster closures, better coordination, improved borrower experience

New Lead +44%Conversion +30%
reduce sanction tatreal time

Query Resolution Module

Faster closures, better coordination, improved borrower experience

Identity proof is missing for Deepak
Sure, i will add the document in KYC
Type your message here..

Get the Artha Sahay Mobile App

Artha Sahay mobile app view

Lending on the Go

Submit. Verify. Track. Approve.

The Artha Sahay Mobile App connects your field teams directly to your Loan Origination System — ensuring quick, compliant, and intelligent decision-making.

Trusted by Banks & NBFCs

Security and compliance

Security & Complaince

Your data is protected with advanced encryption, secure integrations, and continuous monitoring. Complete compliance coverage with traceable decision logs and regulatory reporting support.